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518-747-4136Hudson Falls · 3027 State Route 4 518-882-5080Galway · 5243 Sacandaga Road Request a Quote
Saratoga County · Served by our Galway office

Insurance agency serving Saratoga Springs, NY

Saratoga Springs is the Capital Region’s destination city — the track, SPAC, Broadway restaurants and some of the highest property values north of Albany. Our Galway office is 25 minutes west.

Get a Free Quote 518-882-5080

Local insurance for Saratoga Springs homes, drivers and businesses

The Kinney Agency has written insurance in Saratoga County since 1932. We are not a call center or a website — we are 14 licensed agents in two Upstate New York offices who know what Saratoga Springs properties cost to rebuild, which roads see the most claims, and which of our 20+ carriers price this area best. Our Galway office at 5243 Sacandaga Road is about 25 minutes away.

What we see most in Saratoga Springs

  • Restaurants, hospitality and retail with liquor liability and seasonal staffing
  • High-value homes, condos and historic properties needing scheduled personal property coverage
  • Equine, trainer and track-season business exposures

Coverage we provide in Saratoga Springs

Auto & vehicle

Cars, trucks, motorcycles, RVs, boats and classics — compared across carriers.

Home & property

Homeowners, renters, landlord, camp and flood written for Saratoga County.

Commercial

Contractors, restaurants, retail, fleets and farms — certificates in minutes.

Business

BOPs, general liability, NY workers’ comp, professional & cyber liability.

Life & retirement

Term, whole life, annuities — New York Life Professional Alliance member.

Already insured?

Bring us your declarations page for a free, no-pressure review.

Why Saratoga Springs chooses an independent agent

A captive agent sells one company. A website sells you a rate. An independent agency compares the carriers that actually want Saratoga County business — NYCM, Erie, Travelers, Progressive, Main Street America, Hartford and more — and moves you when a better fit appears. When you have a claim, you call the person who wrote the policy. As one Granville client put it: “Finally, I wasn’t a number anymore.”

Saratoga Springs insurance questions

Which Kinney Agency office serves Saratoga Springs?
Our Galway office at 5243 Sacandaga Road is about 25 minutes away. Call 518-882-5080 or stop in Monday–Friday 8:30am–4:30pm. Our Hudson Falls office (518-747-4136) can help as well — both offices share the same team and carriers.
Do you offer auto insurance in Saratoga Springs, NY?
Yes. We compare New York auto coverage for Saratoga Springs drivers across 20+ carriers — personal autos, teen drivers, motorcycles, RVs and commercial vehicles — and review the state minimums, no-fault and uninsured motorist limits with you.
Can you insure a business in Saratoga Springs?
Yes. Contractors, restaurants, shops, landlords and farms in Saratoga Springs get general liability, commercial auto, property, workers’ compensation and umbrella coverage through one agent, with certificates of insurance typically issued in minutes.
How do I get a quote in Saratoga Springs?
Call 518-882-5080, use the online quote form, or visit 5243 Sacandaga Road, Galway. A licensed agent will shop your coverage and usually call back the same business day.

Nearby communities we also serve

GalwayBallston SpaGlenvilleBroadalbinWest CharltonWest MiltonRock City FallsHagedorns MillsAll service areas

Get a Saratoga Springs insurance quote today

Call our Galway office at 518-882-5080 or send the form — a licensed agent will shop 20+ carriers and call you back.

Request a Free Quote
518-747-4136Hudson Falls518-882-5080Galway